Module 1 companion checklist
Use the Medicare Timing Checklist Before You Assume You Can Wait
This short checklist helps you verify the exact details that determine whether you need Medicare now, or whether delaying is actually safe in your situation.
Module 1Instant PDF downloadBuilt for real decisions, not generic advice
What this checklist helps you verify
- What kind of health coverage do I have right now?
- Is that coverage active employer coverage or something else?
- Does the employer have 20 or more employees?
- Am I still contributing to an HSA?
- Have I already applied for Social Security, or am I about to?
- Am I relying on COBRA, retiree coverage, or Marketplace coverage instead?
- Has anyone confirmed in writing that delaying Medicare is appropriate in my case?
Why this matters
Medicare timing mistakes are rarely caused by laziness. They usually happen because someone was told a half-true rule and followed it without checking the details. This checklist is designed to slow that down before the wrong assumption becomes expensive.