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Terms of Service

Last updated: April 27, 2026

Use of This Website

This website is provided by Protective Wealth Advisors for informational purposes only. The content on this site does not constitute financial, tax, legal, or investment advice. Nothing on this website should be construed as an offer to sell or a solicitation of an offer to buy any security or advisory service.

No Advisory Relationship

Use of this website does not create an advisory, fiduciary, or professional services relationship between you and Protective Wealth Advisors. An advisory relationship is established only through a signed advisory agreement.

Disclosures

Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security. Investments involve risk and, unless otherwise stated, are not guaranteed. Consult with a qualified financial adviser, tax professional, legal professional, or other appropriate professional before implementing any strategy discussed here.

Investment advisory services are offered through registered investment adviser firms pursuant to the regulations of the U.S. Securities and Exchange Commission. Protective Wealth Advisors and its affiliated or appointed representatives only offer insurance products and services in states where they are licensed to do so.

Medicare beneficiaries: we do not offer every plan available in your area. Currently, we represent most organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all available options.

Investment Risk

All investments involve risk, including loss of principal. Past performance does not guarantee future results. The information presented on this website is general in nature and not tailored to any individual's specific situation. Consult a qualified professional for advice specific to your circumstances.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Protective Wealth Advisors or its licensors and is protected by copyright and other intellectual property laws.

Limitation of Liability

Protective Wealth Advisors shall not be liable for any damages arising from your use of this website, including but not limited to direct, indirect, incidental, or consequential damages.

Governing Law

These terms are governed by the laws of the State of Florida. Any disputes arising from these terms shall be resolved in the courts of Hillsborough County, Florida.

Contact

Questions about these Terms of Service may be directed to rich@protectivewealthadvisors.com or (813) 377-2213.