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Module 2 companion guide

Compare Medicare Advantage and Medigap Side by Side Before You Guess

This one-page cheat sheet shows the real differences in plain English so you can compare how each option fits your doctors, travel, budget, and long-term flexibility.

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What this guide helps you compare

  • Monthly premium versus total out-of-pocket exposure
  • Provider network flexibility and travel implications
  • Referral and prior authorization differences
  • Drug coverage structure and whether Part D is separate
  • What happens if your health changes later and you want to switch
  • Which choice usually fits a tighter budget versus a predictability-first mindset

Why this matters

People often choose between Advantage and Medigap based on one detail that sounds appealing in the moment. This guide helps you step back and compare the whole decision instead of one shiny feature.