Module 3 companion guide
Keep the IRMAA Thresholds Handy Before a Tax Decision Changes Your Medicare Bill
This reference card gives you the key thresholds, the two-year lag, and the most common triggers so you can see the Medicare impact before the tax year is already over.
Module 3Instant PDF downloadBuilt for quick threshold checks
What this guide helps you spot quickly
- Current IRMAA thresholds for individuals and couples
- How the two-year Medicare lookback actually works
- Examples of Roth conversions and home sales triggering higher premiums
- A quick reminder of when Form SSA-44 may help after a qualifying life event
- A simple reference you can keep nearby before income decisions get finalized
Why this matters
People usually discover IRMAA after the tax year is over and the Medicare bill has already gone up. This card is meant to help you catch the threshold before that happens.